Payment Policy

Payment Options and Pricing :

All transactions will be processed in Arab Emirates Dirham (AED)

Myjohara.com endeavors to offer you competitive prices on current products; you’re total order price will include the price of the purchase plus any applicable taxes and shipping charges (on the day of shipping). Shipping charges will be free throughout GCC. However outside GCC the ordered items will be delivered at a reasonable courier charges.

MYJOHARA.COM reserves the right to change pricing at any time without prior notice.

In the event myjohara.cm reduce its price on any shipped products you have no right to request for refund of the difference between the price you were charged and the reduced selling price.

Credit Card :

We accept MasterCard and Visa credit cards and other internationally accepted credit card listed in our payment mode. If you do not have a credit card please utilize one of the other payment options, or simply log off and return to the site at a later time to complete your order. All of your order details will be saved online under in the Your Account section available for use whenever you’re ready! Sorry for the inconvenience.

Payment Gateway :

You may pay for your products through payment gateway also listed with us.

EFT (Electronic Fund Transfer) :

One of the most widely used ways of sending money online. In order to purchase Jewellery via EFT, you need to contact our Customer Support through email to understand the process. Once payment is received in our Bank account, the ordered items will be delivered to your doorstep.

Security Policy :

Virtual Card Services process all credit card transactions. All credit card transactions are 128 bit Secure Socket Layers (SSL) encrypted. The company registration documents and the site’s registered domain name are checked and verified ensuring the cardholder and merchant that nobody can impersonate VCS to obtain confidential information.

Virtual Card Services is committed to providing secure online services. All encryption complies with international standards. Encryption is used to protect the transmission of personal information when completing online transactions. Virtual Card Services Internet servers are protected by firewalls and intrusion detection systems.

The Merchant does not have access to credit details.

Virtual Card Services continually reviews and enhances its security in line with technological changes.

Monitoring :

We have the right, but not the obligation, to monitor any activity and content associated with the Website. We may investigate any reported violation of these Conditions or complaints and take any action that we deem appropriate (which may include, but is not limited to, issuing warnings, suspending, terminating or attaching conditions to your access and/or removing any materials from the Website).

Law :

The Conditions will be exclusively governed by and construed in accordance with the laws of UAE and UAE Courts will have exclusive jurisdiction in any dispute, save that we have the right, at our sole discretion, to commence and pursue proceedings in alternative jurisdictions.

Updating of these Terms and Conditions :

We reserve the right to change, modify, add to or remove from portions or the whole of these Terms and Conditions from time to time. Changes to these Terms and Conditions will become effective upon such changes being posted to this Website. It is the User’s obligation to periodically check these Terms and Conditions at the Website for changes or updates. The User’s continued use of this Website following the posting of changes or updates will be considered notice of the User’s acceptance to abide by and be bound by these Terms and Conditions, including such changes or updates.